Wednesday, January 13, 2010

also new in 2010....

...me, budgeting.

Anne's dad has recently offered to help me organize my finances better. Ha. (...or at all? Don't tell Fred!) Annnddddddddd before we meet to discuss my own personal FredSheet in order to have my finances in tip top shape for the days of graduate school ahead, I have done some preparing myself.

By

DeSTRoyING mY CrEDit CaRD
. Sigh. I'm not really a credit card "user" per se. I usually just use it if it's no interest/no fees for a certain amount of months, then pay it off before the interest starts. HOWEVER. Circumstances being as they are (I am broke), I've had to make sure to do the grown up thing and (a) pay off the remaining balance before I am broke-er and (b) take back this beloved item that I was hoping would go on sale (again) in order to re buy it cheaper. (Does this make me seem crazy? Maybe). SO. I decided to take it back all together.

Sigh. Lots of emotional pep talking to get me to go through with the act of this treasure being sent back. Oh the colors! Oh the vintage look and feel!?


HOWEVER. 2010 is a new year. It is a new year for lots of firsts. New school. New state. New responsibilities. And so, I wanted to get rid of the card in order to get rid of the temptation to buy before I have the means to pay. If I want it; I can save for it.

I feel like this emotional fortitude is going to be great for my skin.

4 comments:

anne said...

i'm so proud!!!!!!

oh, how fun it is to grow up.

love you so MUCCHOOOOO.

fredsheet,
a

kjoy said...

Good job!

Katie Hillis said...

don't listen to them...buy the dress ;)

monique said...

oh wow i'm so proud of you! your almost a dave ramsey fan....

a.i didn't know you had a blog!
b. i love it
c. i added the little button to mine....

love you!